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Features The Federal Deposit Insurance Corporation today unveiled a program to help commercial banks repay what the bank took in by selling bonds that paid them a small amount -- just $25 per bond while giving them a way out from having to pay back their federal bailout money.
The FDIC said bonds, made by Goldman Sachs, the biggest seller of securities, would pay $40.50, plus interest, per $1-trillion Treasury bill. In exchange, the bank would have to pay $75 million the Treasury, an amount that, if paid back, would be roughly equivalent to the total amount of federal money the bank received from investors.
The program, called an "insurance premium" contract, would be available for up to five times the total value of Treasury Department's bailout investments. About 30 banks have applied for the program, but tretinoin gel or cream over the counter Treasury Department said today that six banks had been chosen for it, including Citigroup, Bank of America, BNP Paribas and JPMorgan Chase.
The program is only available to banks that have made loan losses on their private capital. The FDIC said it planned to review the programs that each bank had signed up for.
The announcement came before Senate on Tuesday was scheduled to vote on a bill sponsored by Sen. Christopher J. Dodd, the Connecticut Democrat who was chairman of the House Banking Committee. measure, which Mr. Dodd has said could be a way for the committee to collect its bailout money, would offer a three-year program to collect what the administration has recovered from $700 billion in TARP investments that banks received from the Treasury Department. government's official estimates of how much the banks had paid back are in the hundreds of billions, though estimates vary widely and a Congressional panel is trying to come up with a way to estimate that.
The bill would, as proposed by Mr. Dodd, put the money paid back to government in a special account with FDIC officials. If those officials were to find that the money was not being deposited, they could sue the banks themselves.
One concern about the bill is that it would put the Treasury's deposit policy in hands of a commission six FDIC officials. The had previously come to attention of the Senate's Banking Committee by being Tretinoin cream where to buy online among more than 100 private bankers and traders named in a House bill sponsored by Mr. Dodd last year that the committee is also considering and that would be similar to Mr. Dodd's bill. "The best way, if you're in the right neighborhood, to find an older, used car in San Antonio is to go a garage sale," said Dan Johnson, who sells vintage autos at his AutoNation dealership in East San Antonio. He said a "big part" of his business focuses on selling used cars.
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